The
technology today provides new ways for cybercriminals to steal personal and
financial informations to commit fraud. As authorities continue to create and
improve cybercrime fighting tactics, the
methods used by criminals to steal identities evolve over time as well. Below
are some ways to defend yourself against attacks.
1.
Many people have many different online accounts which use the same one, two or
three passwords. This is the common mistake for many people as it makes them
more vulnerable to cyberattacks. Do not use obvious passwords that can be
easily guessed by cybercriminals and frequently change your passwords on each
account.
2.
Cybercriminals will definitely send emails pretending that they are from the
bank and will require you to input your personal and financial details in one
of their bogus websites. If this happens, ignore the message. If the email
truly bothers you, call your bank instead.
3.
Frequently check your financial reports for unquestionable transactions.
Contact your bank immediately if you found one.
4.
Shred your documents by using a paper shredder before dumping them all in the
trash. Cybercriminals might obtain important information if you don’t properly
dispose those receipts and bank statements you have.
5.
Request for a compilation of all your credit transactions. Examine those credit
reports for wrong details and quickly report it to your bank if there’s any.
6.
If you notice questionable transactions on your account then file a "Fraud
Alert". A fraud alert can make it harder for identity thieves to open more
accounts in your name because it will require verifying your identity first
before it issues credit.
7.
Do not bring your Social Security card outside if it isn’t necessary.
Unexpected things may happen, it is better left at home.
8. Identity thieves can make a way to recover
all your deleted files from a formatted hard drive, so it is better to
completely remove data on hard drives using different ways available on the
market.
